Web23 Feb 2024 · Temporary plans are often less expensive than plans you get through the Affordable Care Act (ACA) Health Insurance Marketplace. They’re designed to have a low premium (although your deductible may be high; more on those costs below). So if you’re in good health and don’t anticipate needing medical care, this may be the most affordable … WebShort-Term Health Plans. Blue Term SM short-term health insurance plans can help fill gaps in your coverage during times of transition. They offer temporary health insurance to help pay unexpected health care costs while you’re not covered by a traditional health plan.

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